Intelligent Enterprise Architecture for Open Banking and Healthcare Using AI DevOps Cloud and Real Time Decision Making
DOI:
https://doi.org/10.15662/IJRAI.2025.0806817Keywords:
Intelligent Enterprise Architecture, Open Banking, Digital Healthcare Systems, DevOps Automation, Artificial Intelligence (AI), Machine Learning (ML), Cloud-Native Platforms, Real-Time Decision Intelligence, Telecom Systems Integration, Microservices Architecture, Zero Trust Security, Continuous ComplianceAbstract
The convergence of open banking, digital healthcare, and telecom-integrated enterprise ecosystems demands a resilient, intelligent, and adaptive enterprise architecture. This paper proposes an Intelligent Enterprise Architecture (IEA) framework that integrates DevOps automation, artificial intelligence (AI), machine learning (ML), cloud-native platforms, and real-time decision intelligence to support secure, scalable, and compliant operations across financial and telecom systems.
The proposed architecture leverages microservices, API-driven interoperability, and multi-cloud infrastructure to enable seamless integration between open banking platforms, healthcare information systems, and telecom service layers. AI and ML models are embedded within DevOps pipelines to enhance predictive monitoring, automated testing, anomaly detection, and deployment risk assessment. Real-time data streaming and event-driven architectures enable dynamic fraud detection, clinical decision support, telecom network optimization, and financial risk analytics.
Security and governance are strengthened through zero-trust architecture, automated compliance controls, policy-as-code frameworks, and continuous monitoring mechanisms aligned with regulatory standards in banking and healthcare domains. The framework improves system resilience, accelerates digital transformation, reduces operational risk, and enhances customer-centric service delivery.
By unifying cloud platforms, intelligent automation, and real-time analytics, the proposed Intelligent Enterprise Architecture provides a scalable blueprint for next-generation financial, healthcare, and telecom ecosystems.
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