Intelligent Distributed Cloud AI Architecture for Life Insurance and Loan Ecosystems with Enhanced Transparency

John Christopher Patrick

doi:10.15662/IJRAI.2025.0804005

Authors

John Christopher Patrick AI Research Scientist, Canada Author

DOI:

https://doi.org/10.15662/IJRAI.2025.0804005

Keywords:

Distributed Cloud AI, Life Insurance Ecosystems, Transparency, AR/VR Analytics, Financial Decision-Making, Predictive Modeling, Immersive Visualization, Risk Assessment, Intelligent Insurance Architecture

Abstract

This paper presents a Distributed Cloud AI Framework designed for life insurance ecosystems to enhance transparency and financial decision-making through AR/VR-enabled interfaces. The framework integrates cloud-based AI analytics with distributed system architecture to process large-scale insurance data securely and efficiently. AR/VR technologies provide immersive visualization for policy analysis, risk assessment, and customer engagement, while AI-driven models support predictive insights and automated financial recommendations. By combining distributed cloud infrastructure with intelligent analytics, the framework ensures operational efficiency, regulatory compliance, and improved trust across stakeholders. This approach enables real-time monitoring, adaptive decision-making, and a human-centric, transparent insurance ecosystem.

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