1.
Explainable Generative AI–Enhanced Credit and Threat Risk Modeling in AI-First Banking: A Secure Apache–SAP HANA Real-Time Cloud Architecture. IJRAI [Internet]. 2023 Dec. 11 [cited 2026 Jan. 29];6(6):9929-37. Available from: https://ijrai.org/index.php/ijrai/article/view/268